Digital Banking Expert Witness
Law & Forensics provides authoritative expert witness services for digital banking litigation and regulatory matters, pairing deep technical knowledge with courtroom experience to make complex systems clear to judges, juries, and arbitrators.
Digital Banking Expert Witness capabilities
Digital Banking and Cybersecurity Testimony
Our experts bring extensive knowledge of digital banking systems, cybersecurity, and related regulations, delivering precise testimony that translates complex technical concepts for triers of fact.
Fraud and Financial Crimes Analysis
Specialists in fraud detection, prevention, and investigation evaluate matters involving fraudulent transactions, embezzlement, and money laundering, including the design and effectiveness of anti-money laundering (AML) programs.
Regulatory Compliance Opinions
We provide expert testimony on compliance with the regulatory frameworks governing digital banking, including the Bank Secrecy Act (BSA), the Dodd-Frank Act, and the General Data Protection Regulation (GDPR).
Digital Forensics and Incident Response
Our team conducts digital forensic investigations into cyberattacks and data breaches, offering opinions on cause, liability, causation, and the reasonableness of security measures.
Digital Banking Expert Witness — matters we are engaged for
Liability for an unauthorised transfer is disputed
Whether the institution or the customer bears the loss turns on authentication, notice and the controls actually in place at the time. Each is an evidentiary question before it is a contractual one.
A core banking platform failed and the cause is contested
Outage, data loss or duplicated transactions produce claims where causation is the fight. Reconstructing system behaviour from logs is what establishes it.
A regulator's findings are challenged
An examination reaches conclusions the institution disputes. Independent technical analysis of the same evidence establishes whether those conclusions hold.
Fraud controls are alleged to be inadequate
The question is whether monitoring met the standard applicable at the time — a question about contemporaneous practice, not about what is obvious with hindsight.
Digital Banking Expert Witness — frequently asked questions
What types of digital banking disputes do your experts address?
Our experts support a wide range of matters, including cybersecurity breach litigation, fraud and financial crimes cases, anti-money laundering disputes, regulatory investigations, and data breach claims involving liability and causation.
Which regulations can your experts opine on?
Our experts have an in-depth understanding of the regulatory environment surrounding digital banking and can testify on compliance with the Bank Secrecy Act (BSA), the Dodd-Frank Act, and the General Data Protection Regulation (GDPR), among other frameworks.
Can your experts explain technical issues to a non-technical audience?
Yes. A core strength of our testimony is simplifying complex cybersecurity, forensics, and digital banking concepts so that judges, juries, and arbitrators can understand and evaluate them.
How do your experts support a data breach defense?
Our team conducts a digital forensic investigation to identify the cause of a breach and provides testimony on the institution's security protocols, industry best practices, and the reasonableness of the measures in place.
Digital Banking experts who testify to this work
Full expert panel →
David Cass
Expert Consultant · Head of FinTech Practice
Cryptocurrency & Digital Assets · Blockchain
J-Michael Roberts
Senior Director
Digital Assets & Crypto
Jeremy Desor
Senior Consultant
Complex Financial Crime
Our experts serve as court-appointed special masters, forensic neutrals, and arbitrators — 40 appointments are listed by matter and citation.